Tera.cloud is an AI-driven spend management and financial automation platform designed for businesses and finance teams. It provides tools to automate financial workflows, manage corporate spend, and gain real-time visibility into expenses. Key features include UPI wallets, corporate and prepaid card issuance, accounts payable automation, procurement management, fraud prevention and compliance controls, and AI-powered insights to optimize budgets and reduce manual tasks. The platform aims to streamline payments, expense tracking, procurement, and reporting for growing teams.